Commercial Lines:

Insurance for small and large businesses. We have access to many different A-rated carriers with competitive rates. Stop paying to much for mono-line policies call today to find our if you qualify for a multi-line policy with low premiums and extensive coverage.

q    Commercial General Liability Policy (CGL): Commercial liability policy drafted by the Insurance Services Office containing two coverage forms, an occurrence form and a claims-made form.

q    Commercial Package Policy (CPP): A commercial policy that can be designed to meet the specific insurance needs of business firms. Property and liability coverage forms are combined to form a single policy.

q    Commercial Auto Policy - Covers vehicles that are owned by a company that are used on public roads, which include private passenger vehicles and trucks.  .

q    Workers' Compensation Insurance: Insurance against liability imposed on certain employers to pay benefits and furnish care to employees injured, and to pay benefits to dependents of employees killed in the course of or arising out of their employment.

q    Umbrella Liability: Insures losses in excess of amounts covered by other liability insurance policies; also protects the insured in many situations not covered by the usual liability polices

q    Property Insurance: Insurance providing financial protection against the loss of, or damage to, real and personal property caused by such perils as fire, theft, windstorm, hail, explosion, riot, aircraft, motor vehicles, vandalism, malicious mischief, riot and civil commotion, and smoke.

q    Inland Marine -  Provides coverage for "mobile equipment" that an insured owns. It covers the equipment itself incase of a covered lose. Meaning that it will pay for damages that occur to the equipment, up to the policy limits and minus the deductible.

q    Product Liability Insurance: Protection against financial loss arising out of the legal liability incurred by a manufacturer, merchant, or distributor because of injury or damage resulting from the use of a covered product.

q    Professional Liability Insurance: Simply stated, professional liability insurance policies offer coverage to professionals who may commit a wrongful act. A wrongful act generally is described as an actual or alleged unintentional negligent act, error or omission.